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Construction Financing

At ABRN, we know making the decision to build a new home or embark on a major renovation or remodeling project is a big step and a significant investment. As part of our commitment to delivering an exceptional experience through every phase of construction, we’re proud to have built a partnership with Main Street Bank, a financial institution that values relationships as much as we do.

Main Street Bank’s Construction-to-Permanent Mortgage Program offers a convenient, cost-effective option for home improvement projects, major renovations, and new home construction. The two-step loan calls for a construction period where you pay interest only on the funds drawn for a 12-month period (or less if construction is completed sooner). When construction is complete, the loan automatically converts to a regular monthly payment of principal and interest. This flexible loan option delivers a variety of benefits including:

  • One closing, saving time and money!

  • A guaranteed rate of interest throughout the construction period and on your permanent financing.

  • The interest rate you lock in at application is the same rate you get when construction has ended.


The application and approval process is seamless and once all necessary information is in hand, Main Street Bank can typically approve a loan within 24 hours, subject to an appraisal. Once the project begins, ABRN works hand-in-hand with Main Street Bank to keep things running smoothly, handling construction financing components like inspections, requesting draws and construction closeout so you have peace of mind the details are covered.


At ABRN Development, our focus is making sure you have a positive experience from start to finish. Our relationship with Main Street Bank allows us to refer clients to a financial partner we trust who has the same commitment. If you’re interested in learning more, reach out to the ABRN team, or directly to David at Main Street Bank:



David Gentleman
Community Lender
Main Street Bank
NMLC# 1650773



Main Street Bank is an Equal Housing Lender, Member FDIC and Member DIF.

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